BIC Pay — your own payment system. Money straight to your bank.
UPI QR, payment links, card & netbanking through your own bank, and ₹1 lakh+ payments by bank transfer. BIC charges 0% per payment — just a one-time setup and a yearly AMC.
How ₹2,40,000 reaches you
Customer gets your invoice link on WhatsAppFrom BIC Billing or the BIC Pay dashboard
Pays by UPI, card, netbanking or NEFT/RTGSBig amounts go to your own virtual account number
Money lands in your bank accountBIC never holds or touches it
Invoice marks itself “Paid”, receipt goes outLive dashboard + daily report
Everything to collect money, nothing taken from it
Straight to your bank
Your bank account, your money. BIC is only the technology.
0% BIC per-payment fee
One-time setup + yearly AMC. No cut on your sales.
UPI QR & payment links
Counter QR, WhatsApp and SMS links, auto receipts.
₹1 lakh+ payments
A virtual account number for NEFT, RTGS and IMPS.
Bills mark themselves paid
Auto-matched with BIC Billing invoices. No manual tally.
Bank-hosted checkout
Card details stay with your bank, never with BIC.
Live dashboard
Every payment, branch and customer on one screen.
API for your app
Plug BIC Pay into your website or app (Enterprise).
Pay once. Keep every rupee you collect.
All prices are before 18% GST. Early Partner launch pricing.
Starter
Cafe, shop, clinic, salon
₹9,999 one-time setup
then ₹4,999 / year AMC
- UPI QR + payment links
- 1 bank, 1 branch
- Live dashboard + daily report
- WhatsApp receipt
Business Most chosen
Hospital, school, jeweller, B2B, online store
₹24,999 one-time setup
then ₹11,999 / year AMC
- Everything in Starter
- ₹1 lakh+ virtual account (NEFT/RTGS/IMPS)
- Card & netbanking via your own bank
- BIC Billing invoice link + auto “Paid”
- Up to 3 branches
Enterprise
Chains, multi-branch, apps
from ₹74,999 setup
AMC from ₹29,999 / year
- Multi-branch, multi-bank
- API for your website / app
- Custom reports + Tally export
- Dedicated support manager
How much do you give away today?
Gateway estimate = 2% + 18% GST on your online volume. BIC Pay figures include 18% GST. Your bank's own card MDR, if any, is separate. An estimate, not a quote.
BIC Pay vs a regular payment gateway
| Regular gateway | BIC Pay | |
|---|---|---|
| Fee on each payment | ~2% + GST, forever | 0% to BIC |
| Where money goes first | Gateway's account, then settled | Straight to your bank |
| ₹1 lakh+ payments | Limits or extra checks | Virtual account, NEFT/RTGS |
| Billing link | Separate software | Built into BIC Billing |
| What you pay | Grows with every sale | Fixed setup + yearly AMC |
Plain truth: BIC Pay is software that connects your own bank account — BIC is a technology provider, not a payment aggregator, and never holds your money. Card and some UPI payments may carry your bank's own MDR. BIC Pay is open for Early Partner booking: setups start in order once your bank connection is confirmed.
Stop paying a cut on every sale.
Book a free 15-minute BIC Pay demo. We’ll check your bank, your volume and show your exact saving.